We specialize in assisting Management and Boards of Directors of Financial Institutions in developing strategic options.

Merger and Acquisitions- Board of Directors and CEOs are faced with pressure by shareholders to perform.  Various options should be explored including expanding by acquisition or branching and exploring partnership opportunities or selling. We help you through the process and assisting you in locating just the right fit for your company. We help you answer the following questions and many more.

• What is a fair price to pay for an acquisition or sale?
• Is it possible to have a merger of equals?
• Should we purchase or sell with stock or cash or a mixture of both?
• If the institution is not publicly traded, how is the bank’s stock properly evaluated?
• What are the top two or three issues that kill deals?

De Novo Expansion or Branching

• Where is the best location that would result in the best return on investment?
• How do you locate and hire the right people?
• What services should you offer? 
• Is an LPO initially the best choice?
• What is a reasonable number for growth and profitability expectations?

New Bank Charter

• How does one go about starting a new bank? 
• How much capital is required? 
• What markets should be considered?
• Is one market a better option than another?

Contact us today for a free consultation relative to your needs.

*Milynco Financial does not provide legal, accounting or tax advice or securities advice.  These services are provided through law firms, CPA’s and those specifically licensed to provide advice in these matters, some of which may be recommended by Milynco Financial.